When you live or work in the Hudson Valley, you want insurance that fits your life-without the runaround. That's where we come in. From renters & homeowners to contractors & small businesses, we help you protect what matters most with affordable, reliable insurance solutions you can count on year after year.

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Personal Insurance

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Commercial Insurance

Independent Insurance Agency in Lynchburg, VA

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Personalized Coverage, Local Commitment

Hedges Insurance Agency is a 100% woman-owned independent insurance agency in Lynchburg, VA, proudly serving families and businesses across Central Virginia. From auto and home insurance to business and life coverage, we offer the freedom to choose from multiple top-rated carriers—so you get the right protection at the right price. Whether you're renewing your policy, insuring your first car, or expanding your small business, we’re here to listen, guide, and advocate for you every step of the way.

Auto, Home, Life & Business Insurance That Fits

Finding the right policy shouldn't mean fitting into a box. Our team offers personalized insurance quotes in Lynchburg, VA and beyond, covering everything from homeowners and renters to motorcycles, RVs, and off-road vehicles. Business owners can count on responsive service and flexible options for commercial policies, while families turn to us for dependable life and pet insurance backed by caring, local support.

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BUSINESS INSURANCE

Our secured, personalized business insurance offers can provide invaluable protection for your business and give you peace of mind.

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AUTO INSURANCE

We provide the best auto insurance plans that provide financial and legal protections against risks that may happen at any time on the road.

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Why Clients Choose Hedges Insurance

Founded by Trish Hedges after navigating a challenging personal claim, our agency was built from the ground up—not inherited from another book of business. As a woman-owned insurance agency rooted in Central Virginia, we believe in direct answers, proactive support, and real relationships. Our clients appreciate our fast response times, honest recommendations, and ability to shop rates across trusted carriers. We don’t answer to any one company—we answer to you.

Serving Lynchburg and Surrounding Counties

From Timberlake to Forest, Madison Heights to Rustburg, we’re proud to be a trusted name in Central Virginia insurance. Our team understands the local risks, regulations, and routes—whether you're insuring a cabin in Bedford County, a growing business in Campbell County, or your first apartment near Randolph College. Our office is right here in Lynchburg, and our service reaches wherever you call home.

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Let's Talk Insurance

Questions about coverage? Ready to compare quotes? Reach out anytime—we’re happy to help by phone, email, or in person. We respond quickly and follow up promptly, because we know peace of mind starts with clear answers and real support. Whether you're looking for a new policy or just want to understand your options, we’re here for it.

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OUR PROFESSIONALS

MEET THE TEAM

We have a team of licensed, experienced and knowledgeable insurance professionals who are always ready to become your partner and help you find the insurance plan that really works for you.

Heather Raulerson

Heather Raulerson

Personal Lines Insurance Agent


Vice President/Partner

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Trish Hedges

Trish Hedges

Commercial Insurance Agent


President/Partner
Dana Hannah

Dana Hannah



Insurance Advisor

What Our Clients Say

"Dana at Hedges Insurance is great to work with...really nice and efficient! She will do all she can to get you a great price on your insurance needs! I would definitely recommend them."

– Joan M.

"Trish and Heather are amazing. If you are looking for insurance on home, auto, or business. Look no further than Hedges Insurance. They help navigate your insurance needs and ensure that you are reviewing your policy in full detail so that you aren't cut short when an emergency happens."

– Jerry B.

"Dana was very polite, professional,and courteous when I was stressed and frantic about my situation with my home owners insurance. She did an outstanding job of getting the situation resolved very quickly. She went above n beyond I would highly recommend her."

– Freda R.

"Hedges Insurance is a great insurance agency with awesome staff! They provide the best home and auto services, and are always available when I need them. I would recommend them for all your insurance needs!"

- Tammy H.

"Trish with Hedges Insurance is a superhero for Minnie's Travel Boutique. The service she provides for our team with business insurance needs including a necessary surety bond is dynamic and unparalleled. It's a great joy to recommend Hedges Insurance."

- Chris B.

"The best place in Lynchburg to get insurance. Heather is awesome to work with! Have my homeowners and auto insurance through them. Great people and wonderful service. Give them a call and see for yourself just how great they are."

- Bob A.

Quad State Insurance Service Areas

Looking for “insurance near me” in West Virginia? Quad State Insurance proudly serves individuals, families, farmers, and businesses across the state, with offices in Martinsburg and Kingwood. Our primary service areas include:

Insurance Tips, Local Insights & More

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